Effective starting: 25th May 2018
Use of the Web Site, information, services, and content distributed through or in conjunction with the Web Site (collectively, the "Services").
Once you have been granted access please refer to our terms and conditions and initial disclosure document and please do not hesitate to contact us should you wish to discuss the contents of these documents in greater detail.
BECAUSE THESE TERMS AND CONDITIONS OF USE IMPOSE LEGAL OBLIGATIONS UPON YOU, IT IS IMPORTANT THAT YOU READ THEM CAREFULLY.
The Services are made available by EFCIS. The information and/or content available in or on, or accessed or downloaded through or from, the Services ("Information And Content") are made available solely as a convenience to you for general informational purposes only and are not intended to provide specific commercial, financial, investment, accounting, tax, or legal advice. The Services and all Information and content is provided to you solely for your own personal use and not for purposes of resale, distribution, public display or performance, or any other uses by you in any form or manner whatsoever.
EFCIS used commercially reasonable efforts to obtain the most accurate and timely information available which could be subject to rapid change. Due to various factors, including the inherent possibility of human and mechanical error, EFCIS does not guarantee the accuracy, authenticity, timeliness, reliability, appropriateness, correct sequencing, or completeness of any of the Information And Content. You agree that all risk associated with the use of, or reliance on, any of the Information And Content contained in the Services rests with you. You further agree that EFCIS and your credit insurer shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with your use of, or reliance on, any of the Information and Content.
You are granted a non-transferable, non-exclusive, revocable license to:
Your license to access and use the Services is subject to the following restrictions and prohibitions on use ("User Conduct and Obligations"). You agree that you shall not:
You must ensure that all Authorized Users keep their user IDs and passwords for the Services strictly confidential and not share such information with any unauthorised person. User IDs are granted to individual, named persons and may not be shared. You are responsible for any and all actions taken using your accounts and passwords, and you agree to immediately notify EFCIS of any unauthorised use of which you become aware.
THE SERVICES AND ALL INFORMATION AND CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. EFCIS, ITS AFFILIATES, AGENTS AND/OR SUPPLIERS, OFFICERS, DIRECTORS, AND EMPLOYEES EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF THE RIGHTS OF THIRD PARTIES. EFCIS DICLAIMS ALL RESPONSIBILITY FOR, BUT NOT LIMITED TO, ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM, ARISING OUT OF, OR ANY WAY RELATED TO:
ALL WARRANTIES, TERMS AND CONDITIONS, EXPRESS OR IMPLIED BY STATUTE, COMMON LAW OR OTHERWISE, ARE EXCLUDED TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAWS. EFCIS DOES NOT REPRESENT OR WARRANT THAT SOFTWARE, INFORMATION AND CONTENT, OR MATERIALS IN THE SERVICES ARE ACCURATE, COMPLETE, RELIABLE, TIMELY, CURRENT, ERROR-FREE, OR OTHERWISE RELIABLE, OR THAT THE SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THEREFORE, YOU SHOULD EXERCISE CAUTION IN THE USE AND DOWNLOADING OF ANY SOFTWARE, INFORMATION AND CONTENT, OR MATERIALS AND USE INDUSTRY-RECOGNIZED SOFTWARE TO DETECT AND DISINFECT VIRUSES. AS A VISITOR TO THE SERVICES, YOU ACKNOWLEDGE AND AGREE THAT ANY RELIANCE ON OR USE BY YOU OF ANY INFORMATION AND CONTENT SHALL BE ENTIRELY AT YOUR OWN RISK.
YOU FURTHER ACKNOWLEDGE AND AGREE THAT IN NO EVENT SHALL EFCIS BE LIABLE FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM YOUR USE OF THE SERVICES. EFCIS SHALL NOT BE LIABLE FOR ANY SPECIAL, DIRECT, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER (INCLUDING, WITHOUT LIMITATION, LEGAL FEES AND COURT COSTS) IN ANY WAY DUE TO, RESULTING FROM, OR ARISING IN CONNECTION WITH: IT IS THE SOLE RESPONSIBILITY OF THE USER TO ENSURE THE ACCURACY, COMPLETENESS AND USEFULNESS OF THE CONTENTS AND TO VALIDATE THE ACCARACY OF THE INFORMATIONS HELD. IN THE EVENT THAT THE CONTENT NOT ACCURATE, COMPLETED OR RELEVANT PLEASE EMAIL firstname.lastname@example.org WITH FULL DETIALS.
YOU GIVE EFCIS YOUR PERMISSION TO SHARE THE CONTENTS OF THE SERVICE WITH A NOMINATED THIRD PARTY ON RECEIPT OF YOUR WRITTEN CONSENT TO DO SO.
TO THE EXTENT THIS LIMITATION ON LIABILITY IS PROHIBITED, EFCIS SOLE OBLIGATION TO YOU FOR DAMAGES SHALL BE LIMITED TO £1.00.
You acknowledge and agree that EFCIS reserves the right, in its sole discretion and at any time, to modify, change, add to, terminate, or discontinue (with respect to an individual user or all users) the Services and/or any associated services, Information And Content, or technical specifications with or without notice to you, and that EFCIS will not be responsible or liable, directly or indirectly, to you or any other person in any way for any loss or damage of any kind incurred as a result of, or in connection with, any such modification or discontinuance.
Services are the property of their respective owners. All content in the Services, including without limitation all programs, complied binaries, interface layout, interface text, documentation, and graphics, is the copyrighted property of EFCIS and is protected by international copyright law. The information and content may be used by you only for your personal commercial use as expressly provided for in the Permitted Uses and may not be taken out of context or presented in a misleading or discriminatory manner. Any rights not expressly granted to you are reserved by EFCIS.
EFCIS limited is registered in England and Wales number 3497611 at The Office, Mill House Far, Mill Street, Hastingwood. Essex CM17 9JF.